The Alaska Division of Insurance exists to protect the consumers of Alaska and promote legal efforts by insurance companies operating in the state.

The Alaska Division of Insurance offers general information to consumers about how insurance is sold and how to buy insurance. The Division lead by Linda S. Hall, the Director, warns of unfair trade practices, cancellation of your insurance policies, premium refunds, appraisals and unfair claims practices. The Division offers auto insurance information about how to cover your car, what affects the prices of auto insurance policies and what you should be aware of regarding auto insurance.

For homeowners, the Alaska Division of Insurance wants you to be aware of different coverages which can be found in a homeowners policy, they strive to educate consumers about the types of homeowners policies and what to look for when comparing homeowners insurance policies from different insurance companies. They offer information on different types of life insurance policies and what you should consider when buying a life insurance policy from an insurance agent.

Flood insurance and flood policies seems to be an important part of what the Alaska Division of Insurance helps with, if you view the government agency’s web site. The Alaska Division of Insurance web site provides a great deal of information that may be of interest to consumers like the mandatory purchase of flood insurance guidelines, flood insurance policy information and a flood insurance Claims handbook. The Division’s website includes a great deal of flood information handbooks and policy information that are downloadable from the Consumer Information page.

The Alaska Division of Insurance further oversees health insurance policies in the state. They encourage consumers to review information about how health insurance policies are bought and sold in the state, what to keep in mind when buying health insurance policies in Alaska and information about different types of health insurance like managed care, disability income insurance and Medicare prescription drug coverage.